WINTER IS OVER: KEEP YOUR EYES OPEN FOR THE EUROPEAN GRAPEVINE MOTH KICK THE MOTH OUT! on Facebook or WWW.BUGSPOT.ORG on the Web. Or, call (707) 253-4357 A P R O J E C T O F T H E N A PA C O U N T Y A G R I C U LT U R A L C O M M I S S I O N E R ’ S O F F I C E . From the desk of Michael Rupprecht 30 www.nAPAVA L L E Y L I F Emagaz ine. c om Attorney, MBA (Taxation) COUNTDOWN TO RETIREMENT AND ESTATE PLANNING Estate planning and retirement planning go hand in hand. Proper estate planning can avoid the costs associated with probate and deal with matters of incompetency and providing for minor children. In terms of retirement planning, individuals are living longer and the the rule today is to plan for a 30 year retirement. Unfortunately, studies show that 47% of the middle class have a chance of having insuffi cient assets to meet retirement needs. The Social Security Administration reports that 34% of workers have nothing set aside for retirement. Choices that you make or fail to make about your retirement can affect you and your survivors for many years. There are decisions about social security, pension benefi ts and long term care that should be addressed among others. Although my offi ce does not advise clients on investment strategies, we do advise our clients concerning how to best achieve their retirement goals. If you are over 50 years old you should start planning for your retirement and that starts with your estate planning documents. My offi ce can assist you in providing for your estate planning and retirement goals. 30 YEARS OF EXPERIENCE NAPA 1001 Second Street, Suite 205 707.257.6454 Estate Planning Retirement Planning Wills & Living Trusts Probate Call for Our Fee Schedule Because of the hard work of grapegrowers, landscapers and home gardeners, the European Grapevine Moth is on the run in Napa County. But the eradication program continues. If you have just one backyard grapevine, you may harbor EGVM. Here’s what you can do: 1.) IF YOU DO NOT PLAN TO USE YOUR FRUIT: Remove all flower and fruit clusters from your vines with pruning shears. Place the cuttings in your yardwaste container. Keep the vines free from flowers and fruit. 2.) IF YOU DO PLAN TO USE YOUR FRUIT: Inspect it for EGVM throughout the growing season, and if infected, treat your vines with an organic insecticide like Bt or spinosad to protect the fruit and stop the moth.
NVLife_MayJune_2014
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